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Government tinkering leads to chaos

December 25, 2010
By Kevin Ritter

Beginning in the 1970s, the federal government pursued a decades-long program of encouraging home ownership. In so doing, the "feds" implemented policies designed to encourage lenders to assist potential buyers in realizing the "American Dream." As with most government intrusions into the free market, the unintended negative effects of these policies were not immediately visible.



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