There's a lot of hustle and bustle in the holiday season, with gifts to be wrapped, meals to be made and parties to attend.
But in all the madness, don't forget to take care of those who take care of you all year round.
That may range from the person who picks up your trash to the person who babysits your children. Lots of people in the service industry, from hair stylists to newspaper carriers, count on having a holiday bonus to help get them into the new year.
Many of these industries are low paying although they require hard work, and tips are considered to be part of one's income, just as it is with servers in restaurants.
Don't tip more than you can afford but do what you can.
If there someone you rely on, who does a good job, show them that. Cash is typically preferred but if that's not possible, bake cookies or give a card. We all want to know that we're valued.
If you can't give a tip to everyone, that's OK. Focus on those couple of people who have really gone above and beyond this year to do their jobs well and who deserve recognition.
It's not required to give a holiday tip, and it shouldn't be expected just because someone works in a certain field. But for those who have earned it and probably more, it's a nice gesture in a season known for giving.